BEGIN:VCALENDAR
VERSION:2.0
X-WR-CALNAME:Forest Lake Area Schools Community Education - All Courses
CALSCALE:GREGORIAN
PRODID:iCalendar-Ruby
BEGIN:VEVENT
DESCRIPTION:Do I need a will? What’s a trust? What is probate and why do pe
 ople say to avoid it? With extensive estate planning experience\, Julia wil
 l walk through these questions\, some common myths and other elder law and 
 estate planning topics such as probate\, powers of attorney and health care
  directives in an informal discussion setting. Questions welcome.
DTEND:20260930T013000Z
DTSTAMP:20260926T183620Z
DTSTART:20260929T223000Z
LOCATION:Education Center
SEQUENCE:0
SUMMARY:Estate Planning - Introduction (6253-FA26)
UID:2026-09-26T18:36:20+00:00_112502694@ip-10-0-145-244.us-east-2.compute.i
 nternal
URL:https://flaschools.arux.app/course/9054/fall-2026/estate-planning-intro
 duction#6253-FA26
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Plan now for the unexpected with these two legal documents! You
  will learn about the use and benefits of the Financial Power of Attorney a
 nd Health Care Directive. The instructor will discuss the agent’s responsib
 ilities and factors in selecting your agents. You will leave the class with
  completed forms.
DTEND:20261007T013000Z
DTSTAMP:20260926T183620Z
DTSTART:20261006T223000Z
LOCATION:Education Center
SEQUENCE:0
SUMMARY:Draft Your Own Health Care Directive & Power of Attorney (6048-FA26
 )
UID:2026-09-26T18:36:20+00:00_474309113@ip-10-0-145-244.us-east-2.compute.i
 nternal
URL:https://flaschools.arux.app/course/9055/fall-2026/draft-your-own-health
 -care-directive-power-of-attorney#6048-FA26
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Preparing your will is an important step in providing for the o
 nes you love. Week 1: Learn the various techniques for property distributio
 n of your estate. Explore basic estate planning concepts and assess your ne
 ed for your estate plan. You will receive sample forms and language to use 
 while you draft your own will. It will be necessary for participants to typ
 e or hand write their own document. The instructor will also cover circumst
 ances that may require a review/revision of your will and a brief review of
  the benefits of a trust. Week 2: During this 30-minute session\, you will 
 sign the will you created. An attorney will not review the language in your
  will and legal advice will not be given.
DTEND:20261001T013000Z
DTSTAMP:20260926T183620Z
DTSTART:20260930T223000Z
LOCATION:Education Center
SEQUENCE:0
SUMMARY:Draft Your Own Will (6047-FA26)
UID:2026-09-26T18:36:20+00:00_455641951@ip-10-0-145-244.us-east-2.compute.i
 nternal
URL:https://flaschools.arux.app/course/9056/fall-2026/draft-your-own-will#6
 047-FA26
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Preparing your will is an important step in providing for the o
 nes you love. Week 1: Learn the various techniques for property distributio
 n of your estate. Explore basic estate planning concepts and assess your ne
 ed for your estate plan. You will receive sample forms and language to use 
 while you draft your own will. It will be necessary for participants to typ
 e or hand write their own document. The instructor will also cover circumst
 ances that may require a review/revision of your will and a brief review of
  the benefits of a trust. Week 2: During this 30-minute session\, you will 
 sign the will you created. An attorney will not review the language in your
  will and legal advice will not be given.
DTEND:20261007T234500Z
DTSTAMP:20260926T183620Z
DTSTART:20261007T224500Z
LOCATION:Education Center
SEQUENCE:0
SUMMARY:Draft Your Own Will (6047-FA26)
UID:2026-09-26T18:36:20+00:00_933757812@ip-10-0-145-244.us-east-2.compute.i
 nternal
URL:https://flaschools.arux.app/course/9056/fall-2026/draft-your-own-will#6
 047-FA26
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:A vital part of every retirement or resettlement discussion inv
 olves deciding where we want to call home! Are taxes\, cost of living\, med
 ical resources\, weather\, location of family assets\, debt or income a con
 cern? When should we start this discussion? Which are the worst states for 
 estate taxes? How do we establish domicile? All these issues and more will 
 be discussed in an open and friendly manner with questions encouraged.
DTEND:20260929T013000Z
DTSTAMP:20260926T183620Z
DTSTART:20260928T230000Z
LOCATION:Education Center
SEQUENCE:0
SUMMARY:Leaving Minnesota? An Attorney’s Perspective on How to do it. (6459
 -FA26)
UID:2026-09-26T18:36:20+00:00_77993483@ip-10-0-145-244.us-east-2.compute.in
 ternal
URL:https://flaschools.arux.app/course/9110/fall-2026/leaving-minnesota-an-
 attorney-s-perspective-on-how-to-do-it#6459-FA26
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:How do you protect the cabin\, homestead\, hunting land\, farm 
 or second home to ensure its enjoyment into the future when various sources
  and forces threaten its very existence? We’ll cover the potential impacts 
 of nursing home and Medicaid (MA)\, estate taxes\, divorces\, creditor and 
 bankruptcy issues\, taxes and operating expenses as we provide real-life so
 lutions and explore four paths to resolution that will solve our problems w
 ithout driving the family apart or sacrificing the family legacy asset.
DTEND:20261117T023000Z
DTSTAMP:20260926T183620Z
DTSTART:20261117T000000Z
LOCATION:Education Center
SEQUENCE:0
SUMMARY:Protect the House\, Farm\, Cabin Before and After Your Death (6457-
 FA26)
UID:2026-09-26T18:36:20+00:00_870693123@ip-10-0-145-244.us-east-2.compute.i
 nternal
URL:https://flaschools.arux.app/course/9111/fall-2026/protect-the-house-far
 m-cabin-before-and-after-your-death#6457-FA26
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Take an in-depth look into many issues and problems that may be
  faced from our parents estate plan\, or lack thereof\, such as: creating a
  difficult probate\, loss of assets to the nursing home\, fighting amongst 
 the children\, senior care issues\, guardianship\, privacy\, the continued 
 life of the surviving parent\, estate tax protection\, fairness and equalit
 y\, legacy assets and the flow of critical information between the generati
 ons. We will discuss actual examples of challenges and how they can be avoi
 ded with some simple planning.
DTEND:20261023T010000Z
DTSTAMP:20260926T183620Z
DTSTART:20261022T233000Z
LOCATION:Virtual
SEQUENCE:0
SUMMARY:10 Reasons Your Parents' Estate Plan is Important to You (6478-FA26
 V)
UID:2026-09-26T18:36:20+00:00_582513924@ip-10-0-145-244.us-east-2.compute.i
 nternal
URL:https://flaschools.arux.app/course/9112/fall-2026/10-reasons-your-paren
 ts-estate-plan-is-important-to-you#6478-FA26V
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Social Security is a vital income source for many retirees\, bu
 t it can be a confusing topic. Making the most of your Social Security can 
 have a lot to do with correct timing. We’ll cover when you should apply\, h
 ow to maximize your benefits and how it may affect your spouse. Get answers
  to your questions and learn what Social Security can mean for you. No prod
 ucts will be sold.
DTEND:20261105T013000Z
DTSTAMP:20260926T183620Z
DTSTART:20261105T000000Z
LOCATION:Education Center
SEQUENCE:0
SUMMARY:Social Security - Preparing for Retirement (6517-FA26)
UID:2026-09-26T18:36:20+00:00_142074134@ip-10-0-145-244.us-east-2.compute.i
 nternal
URL:https://flaschools.arux.app/course/9057/fall-2026/social-security-prepa
 ring-for-retirement#6517-FA26
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Do you know what next steps to take so you can retire? We can h
 elp. Join us for insights to help you achieve your retirement goals! We wil
 l answer the following questions: Will I have enough to retire? Will my ret
 irement income last? Are my assets protected? No products will be sold. You
  will be provided with a Zoom link prior to the virtual class.
DTEND:20261020T183000Z
DTSTAMP:20260926T183620Z
DTSTART:20261020T170000Z
LOCATION:Virtual
SEQUENCE:0
SUMMARY:Navigating the Dos and Don'ts of Retirement (6249-FA26BV)
UID:2026-09-26T18:36:20+00:00_663898279@ip-10-0-145-244.us-east-2.compute.i
 nternal
URL:https://flaschools.arux.app/course/9059/fall-2026/navigating-the-dos-an
 d-don-ts-of-retirement#6249-FA26BV
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Do you know what next steps to take so you can retire? We can h
 elp. Join us for insights to help you achieve your retirement goals! We wil
 l answer the following questions: Will I have enough to retire? Will my ret
 irement income last? Are my assets protected? No products will be sold. You
  will be provided with a Zoom link prior to the virtual class.
DTEND:20261008T003000Z
DTSTAMP:20260926T183620Z
DTSTART:20261007T230000Z
LOCATION:Education Center
SEQUENCE:0
SUMMARY:Navigating the Dos and Don'ts of Retirement (6249-FA26A)
UID:2026-09-26T18:36:20+00:00_280323409@ip-10-0-145-244.us-east-2.compute.i
 nternal
URL:https://flaschools.arux.app/course/9059/fall-2026/navigating-the-dos-an
 d-don-ts-of-retirement#6249-FA26A
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Maximize your Social Security benefits. We’ll explore claiming 
 rules and strategies for couples\, divorcees and surviving spouses on how t
 o get the most out of your Social Security benefit. We will discuss the imp
 ortant role Social Security plays in retirement planning and how to avoid b
 ecoming a victim of the "widow trap". You should attend if you’re within a 
 few years of retirement. The instructor\, Charles Taylor\, is the owner of 
 Four Points Advisory LLC. Investment and advisory services offered through 
 World Equity Group Inc.\, member of FINRA/SIPC.
DTEND:20261014T013000Z
DTSTAMP:20260926T183620Z
DTSTART:20261013T230000Z
LOCATION:Education Center
SEQUENCE:0
SUMMARY:Social Security - Facts & Strategies (6251-FA26)
UID:2026-09-26T18:36:20+00:00_62892551@ip-10-0-145-244.us-east-2.compute.in
 ternal
URL:https://flaschools.arux.app/course/9052/fall-2026/social-security-facts
 -strategies#6251-FA26
END:VEVENT
BEGIN:VEVENT
DESCRIPTION:Planning for Medicare is intimidating. If you or a family membe
 r is nearing the age of 65\, attend this course to learn the basics of what
  Medicare is\, how it works\, how to avoid penalties and what you need to k
 now to prepare yourself for this process. The instructor\, Charles Taylor\,
  is the owner of Four Points Advisory LLC. Investment and advisory services
  offered through World Equity Group Inc.\, member of FINRA/SIPC.
DTEND:20261216T023000Z
DTSTAMP:20260926T183620Z
DTSTART:20261216T000000Z
LOCATION:Education Center
SEQUENCE:0
SUMMARY:Medicare 101 (6261-FA26)
UID:2026-09-26T18:36:20+00:00_380420009@ip-10-0-145-244.us-east-2.compute.i
 nternal
URL:https://flaschools.arux.app/course/9053/fall-2026/medicare-101#6261-FA2
 6
END:VEVENT
END:VCALENDAR